mobey.mobi

The Mobey Forum has published a white paper designed to assist financial institutions in deciding what role to adopt in the mobile financial services value chain and to choose what kind of technical solutions will work best.

WHITE PAPER: ‘Offers the necessary business detail on one of the most hotly debated topics in mobile payments.’

The Mobey Forum, the bank-led international mobile financial services forum, has published a white paper which aims to assist financial institutions in deciding the role they will adopt in the mobile financial services value chain.

‘Alternatives for Banks to Offer Secure Mobile Payments’ provides an analysis of the mobile financial ecosystem, its stakeholders, and the value chain positions that can be achieved by banks though different business models.

It aims to help financial institutions decide if they want to implement contactless payments and NFC enabled services immediately, using solutions such as stickers and secure microSD cards, or invest in solutions that are still advancing, such as handsets with built-in NFC functionality.

Targeted at senior management and other decision makers in financial institutions, the paper provides:

• An analysis of the current status of the mobile financial services ecosystem.
• An overview of all stakeholders – including those related to secure elements – in the mobile financial services value chain.
• Details of the secure element issuance process, lifecycle management and potential Trusted Service Manager pricing models.
• A chapter on the features, application and impact of different secure elements – including stickers, secure micro SD cards, universal integrated circuit card, embedded secure element and trusted mobile base – in mobile financial services.

“Discussions in mobile payments can become highly technical, confusing the issue for business managers who require clear and easily accessible information to inform decision making,” says Ron van Wezel, chairman of Mobey Forum and director of emerging payment streams at Deutsche Bank. “With this new white paper the Mobey Forum offers the necessary business detail on one of the most hotly debated topics in mobile payments.”

“Although both consumer and merchant feedback from NFC payment pilots has been extremely positive, highlighting the fast throughput, convenience and innovative loyalty services available, the advancement of mobile contactless payments has been more challenging than expected,” adds Liisa Kanniainen, executive director of Mobey Forum.

“The main reason for this is the complicated and fragmented ecosystem, which requires new business relationships to be formed between financial institutions, mobile network operators, handset vendors, merchants and other service providers,” she adds. “This white paper promotes collaboration and is intended to reduce the complexity of the ecosystem by educating readers on how the secure element will empower the various stakeholders, and offer new and creative commercial opportunities.

“By defining precise value chain positions, and outlining the range of secure element technologies available, the paper will also help financial organisations to identify the most interesting partnerships and implementation models open to them,” Kanniainen concludes.

Readers can download the full white paper from the Mobey Forum website.

This article was first published at www.NearFieldCommunicationsWorld.com.

Related news:

• NFC Forum and Mobey Forum to work together on the development of mobile payments standards
• European Payments Council publishes NFC white paper
• All new Nokia smartphones to come with NFC from 2011
• Mobey Forum members now represent 25% of the world’s banking customers
• Alliance sets out collaborative business model for NFC payments

Near Field Communications World » Mobey Forum

The Emergence Of Mobi

The Emergence Of Mobi

By: Gary Klingsheim

About the Author

Moonrise Productions is a custom web designcompany specializing in custom web development and design. Whether you need web application development or flex development, contact us and we’ll get it done right.

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Article Source: http://www.articlesbase.com/ – The Emergence Of Mobi

The Emergence of Mobi

It’s a small world, after all. That’s what Disney characters have been singing for a few decades already, but with the emergence of Mobi — a Top-Level Domain (TLD) in the domain — it’s even smaller. In fact, the whole world, at least the World Wide Web, will now fit on a cell phone screen.

Approved by ICANN, the Internet Corporation for Assigned Names and Numbers, in July 2005, the Mobi domain is managed by a group of technology firms known as the mTLD global registry. Executives from Google, Nokia, Samsung, Ericsson, Microsoft, Visa and other tech and communications firms serve on mTLD’s board of directors. There are many competing interests, as well as convergent ones, and time will tell if the consortium can hammer out realistic standards and steer the development of this new “mobile space.”

From “who” to “what”

Those are the firms behind the Mobi domain name, but besides being an obvious abbreviation of “mobile,” what else makes it special? The first Mobi domains were granted in September 2006, as mTLD worked with the W3C Mobile Web Initiative (MWI) to develop standards for mobile content and delivery. Mobi domains do not require the use of any particular technology, but there are general standards for creating user experiences “consistent with the guidelines” and specially optimized for cell phones and other mobile Web devices.

The mTLD group distributes a free tool, named “Ready.mobi,” for determining a Web site’s mobile readiness. A quick page analysis will result in a Ready score between 1 and 5, depending on how well Mobi’s best practices were implemented. Tailoring sites to particular domains, however, is considered by many to be a breach of the “principles of device independence.” There are other ways to tailor content to mobile devices without establishing and enforcing a new TLD — hostnames within an existing domain, subdomains, “negotiated content,” CSS (Cascading Style Sheets) — but sometimes the top-down method does work best.

Similar services

There are other tech solutions that can provide very Mobi-like features, such as the Opera Mobile “microbrowser” which uses its Small Screen Rendering Technique to convert Web sites on the fly. However, because the browser still has to download the whole Web page, images and all, displaying a converted page may not get you “flying” very fast. You will also be paying for the connection, meaning the process is expensive in money as well as time.

The W3C is working on new authoring languages, one of which is DIAL (Device Independent Authoring Language), to help create Web sites usable across the huge range of mobile devices available now, as well as even more powerful new ones coming soon. There are already some “adaptation solutions” in use that leverage DIAL and similar tools to build sites that can be used with the Mobi domain names. Other open source initiatives are approaching the problem from another direction, amassing a huge database of browser ID strings.

The wrap-up

Although the control is still loose, Mobi sites are required to be optimized for viewing (and actual use) on mobile phones. All users want is the same good content they get online in any other fashion. Sites have to be optimized for the particular, and ever-changing, abilities and drawbacks of these mobile units, which means contending with small screens, limited or awkward input/output methods, the presence of embedded sensors (accelerometers, GPS, touchscreens, etc.) and the often unpredictable “human factors.”

People want immediacy in their Web experience, and want it in the context of the mobile environment — meaning they want to get what they need without thinking too hard, since they’re not at a desk with time to spare. They are more likely walking into a restaurant and want to check the reviews of the blue plate special. Right now, Web site owners are hard at work retrofitting content, making changes and even creating separate sites for mobile as opposed to desktop-based use. From the perspective of content providers, maintaining separate sites represents more work, twice the trouble and a lot of unnecessary spending.

Watch for the Mobi domain to be assimilated, like a new Borg, into the Web 3.0 universe as faster, better “repurposing algorithms” tailor single Web pages for viewing on multiple devices. There is too much waste involved in keeping things separate. Convergence doesn’t just refer to TVs turning into PCs. It means media will be adapted to whatever device you are using to read, play or watch it. Exciting times are ahead!

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Gary Klingsheim -
About the Author:

Moonrise Productions is a custom web designcompany specializing in custom web development and design. Whether you need web application development or flex development, contact us and we’ll get it done right.

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OPINION: Interest in near field communication is gathering pace in the financial services sector, fuelled by the arrival of NFC-enabled microSD cards and a recognition that there is a business model to be found — so long as you look for it hard enough.

In the UK, Barclaycard’s partnership with Orange now looks set to lead to a commercial launch of NFC services before the end of 2010. And, with the results of Citi’s trial in Bangalore now in, it’s clear the company has now set its sights on a commercial launch and is determined to find a way to bring NFC to market.

The Mobey Forum, meanwhile, has published a detailed white paper explaining the options open to banks and GlobalPlatform has addressed how to ensure a card issuer’s brand identity can be maintained within a consumer’s mobile wallet.

Since we began publishing NFC World in October 2008, we have reported on nearly 100 NFC pilots around the world. It now looks as though, finally, key market players are getting ready to put that experience into practice…

Sarah Clark, Editor

This article was first published at www.NearFieldCommunicationsWorld.com.

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Near Field Communications World » Mobey Forum

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The announcement was made by a top Nokia executive at the Mobey Forum’s 10th anniversary meeting in Helsinki this morning.

VANJOKI: All new Nokia smartphones will feature NFC from next year

Anssi Vanjoki, Nokia’s executive vice president for markets, has announced that all new smartphones introduced by the company from 2011 will come with NFC. Vanjoki, who is responsible for consumer insights, sales, marketing, manufacturing and logistics across all Nokia products and services, made the announcement during a keynote presentation at the Mobey Forum’s 10th anniversary workshop in Helsinki this morning.

Vanjoki wasn’t able to give specific details about the new smartphone models, Liisa Kanniainen, executive director of the Mobey Forum, has told NFC World. But delegates were informed that more information will be made available “in due course”.

Vanjoki was also asked whether the new smartphones would support the Single Wire Protocol (SWP), says Kanniainen. In reply, he explained that the phones would support all open business models, suggesting that they will include support for both SWP and other secure element formats such as MicroSD cards and, perhaps, an embedded secure element too. A set of tools is also to be made available to third party application developers.

The announcement follows concerns in the NFC market that Nokia was pulling back from its long-term support for near field communication technology, following the news earlier this year that Nokia had cancelled plans to put its long-awaited 6216 Classic NFC phone into production.

This article was first published at www.NearFieldCommunicationsWorld.com.

Related news:

• all smartphones would get NFC’, says Nokia’>‘We didn’t mean all smartphones would get NFC’, says Nokia
• Nokia: MeeGo will include NFC too
• White paper helps banks decide how to implement NFC services
• NFC Forum and Mobey Forum to work together on the development of mobile payments standards
• Nokia C7 to support NFC

Near Field Communications World » Mobey Forum

Question by antho_coro: whats a mobi domain?go daddy…?
and whats a international domain?

Best answer:

Answer by John Mahowald
.mobi is for mobile devices. Domains that are country codes are allocated by the given country, .uk, .de, etc.

godaddy specializes in inexpensive domains.

Give your answer to this question below!

The Finnish mobile phone giant has backtracked on its headline-grabbing announcement and now says that only some smartphones will have NFC next year and they may not be available in all markets.

RETREAT: NFC will appear in some phones, in some markets, some time next year.

Just a few days after top Nokia executive Anssi Vanjoki told the Mobey Forum that all new smartphones would include NFC from 2011, the Finnish phone giant has backed away from its commitment.

Doubts regarding the likelihood that Nokia would add near field communication capability to all its new smartphones from 2011 were first raised by Rafe Blandford, editor of All About Symbian. Blandford explained that:

NFC is scheduled to be one of the new features in the Symbian^4 platform. It was originally targeted for inclusion in Symbian^3, but was pushed back to the later release to avoid overall delays. Therefore it seems likely that we will see NFC in a select number of Nokia’s Symbian^4 products, in select markets, at some point in 2011.

Blandford’s points seemed to make sense so NFC World asked Nokia to clarify the situation by providing an official statement regarding its NFC plans. Here is what we received:

“NFC is a technology we actively support. Starting in 2011, our global Symbian smartphone portfolio will begin to include NFC. This may or may not include country variants.”

So NFC is not going to be available in all smartphones after all — and the NFC handsets that do get produced next year may not be available in all markets and they may not hit the shops until the end of 2011, rather than the beginning. Which, of course, is a rather different message to the one given to the Mobey Forum last week…

This article was first published at www.NearFieldCommunicationsWorld.com.

Related news:

• All new Nokia smartphones to come with NFC from 2011
• Nokia: MeeGo will include NFC too
• Nokia to switch on C7’s NFC functionality “in early 2011”
• Nokia and partners to introduce ‘major new initiative in US mobile network services capabilities including contactless payment’
• Nokia C7 to support NFC

Near Field Communications World » Mobey Forum

Mobey Forum’s banking members have more than 450 million customers around the world, the mobile financial services association has announced, meaning that its members now represent more than 25% of the world’s banking customers.

New members of the association include Turkey’s Garanti Bank as well as mobile payments provider Luup and Nordic IT group EDB Business Partner Norway.

“Since our inception, Mobey Forum has created an environment that encourages debate, information sharing and produces best practice recommendations to assist the mobile and banking communities in bringing convenient and pioneering services to customers,” says Ron van Wezel, chairman of Mobey Forum and director of emerging payment streams at Deutsche Bank. “Having Mobey Forum’s member base represent more than 450 million banking customers globally is a real testament to the organisation’s success and demonstrates the increasing relevance of mobile financial services in today’s economic landscape.”

This article was first published at www.NearFieldCommunicationsWorld.com.

Related news:

• NFC Forum and Mobey Forum to work together on the development of mobile payments standards
• NFC Forum adds 19 new members
• Over 1bn consumers to use mobile banking services by 2015
• China Unicom signs up second banking partner
• OnPoint Community Credit Union chooses NFC micro-SD supplier Tyfone for mobile banking launch

Near Field Communications World » Mobey Forum